HOA Liens · Delinquent Fees · Violations

Sell Your House With HOA Liens in
Southwest Florida

HOA fees can pile up quickly — especially if you've been dealing with illness, job loss, or simply couldn't keep up. An HOA lien doesn't have to mean losing your home or your equity. We buy with HOA problems already attached and resolve everything at closing.

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Mike Wall — Fort Myers Cash Home Buyer

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  • We handle the HOA payoff at closing from the proceeds

  • No need to negotiate with the HOA yourself

  • Works for condos, single-family, and 55+ communities

  • Experience with Cape Coral and Port Charlotte deed restrictions

  • Zero repairs, zero commissions, zero out-of-pocket costs

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Real Story: Theresa A. — Bonita Springs, FL

Theresa's condo had accumulated over two years of unpaid HOA dues and a special assessment she couldn't afford. The HOA had filed a lien and she feared she'd lose the property entirely. We made her a cash offer, factored the full lien payoff into the closing, and she walked away with equity she didn't know she still had.

HOA Liens & Delinquent Fees property - We Buy Gulf Coast Houses

Bonita Springs condo with HOA delinquency — all fees paid at closing, owner walked away with cash

"I thought the HOA mess meant no one would ever buy my condo. We Buy Gulf Coast Houses took care of everything at closing. I still can't believe how easy it was."
T

Theresa A.

Bonita Springs, FL

Every HOA Liens & Delinquent Fees Situation — We've Handled It

From straightforward cases to the most complex, we have experience across all of Southwest Florida.

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Unpaid HOA Dues

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Special Assessments

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HOA Lawsuit / Lien

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Deed Restriction Issues

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Violation Notices

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Condo Association Fees

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55+ Community Issues

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Multiple HOA Liens

Side by Side

Cash Sale vs. Listing With HOA Issues

Our Cash OfferTraditional Agent
HOA lien handlingWe pay it at closing from proceedsMust be resolved before listing
Need to negotiate with HOAWe handle it for youYour responsibility
Closing timeline7–21 days60–90+ days
Repairs requiredNoneHOA may require violations resolved
Out-of-pocket to clear liensZero — paid from proceedsMust pay upfront to list
CommissionsNone5–6% of sale price
Offer certaintyGuaranteed once acceptedBuyer may balk at HOA issues

Frequently Asked Questions

Yes. HOA liens are resolved through the title process at closing — we pay the lien from the sale proceeds. You don't need to come up with cash upfront to clear it.

Don't Wait — Get a Firm Offer Now

One conversation with us and your property has a buyer locked in. No showings, no agents, no waiting.